Enrollment
that thinks.
A benefits enrollment platform that reads the census, applies the rules, and tells you what it found — before you go looking.
Platform as a service (PaaS) featuring computer software platforms for AI-driven benefits enrollment for employers, unions, and associations to assist in the enrollment process and offer benefits programs to their employees and members.
See Enrova.ai in under two minutes
How guided, AI-driven enrollment turns open enrollment from a stack of questions into a clear, confident choice.
Connects to every payroll system your clients already use
When enrollment closes, deductions sync automatically. No spreadsheets, no data re-entry. 200+ payroll and HRIS integrations via Finch.
200+ payroll and HRIS providers · ADP, Gusto, Rippling, Workday, and all major platforms
It doesn't just collect elections. It reasons about them.
From self-service employee portals to broker dashboards, Enrova.ai handles the full enrollment lifecycle — and does the thinking most platforms leave to you.
Reads the census
Upload a census and Enrova.ai parses every row — hours, dependents, ZIPs, classes. It surfaces eligibility gaps and ACA threshold crossings before you go looking for them.
Recommends with Lumi
Lumi asks each employee two or three quick questions — including who they're covering and what fits their paycheck — then points them to the plan that actually works for how they use healthcare and what they can afford, not a generic "good, better, best" grid.
Agent-assisted, audited
Brokers can enroll on an employee's behalf with a full audit trail. Every election is timestamped, attributed, and stored — compliant by design.
Every employee gets a benefits expert — built right into enrollment.
Lumi is an AI benefits advisor embedded in the enrollment experience. It doesn't wait to be asked — it guides each employee through their options, learns from their answers, and makes a confident recommendation. Like having a knowledgeable counselor in every open enrollment, for every employee, at once.
Adaptive intake
Lumi asks the right follow-up based on each answer — not a fixed script. If you say you rarely visit the doctor, it won't ask about specialist copays.
Confident, ACA-fluent answers
Well-child visits at 100%? That's an ACA requirement — Lumi says so directly, no hedging. It knows benefits law, not just plan data.
All four coverage tiers
Employee Only, Employee + Spouse, Employee + Children, Family — Lumi has every rate and can compare costs across tiers on the spot.
Built around what they can afford
Lumi asks who you're covering and what's comfortable to spend, then translates every plan into real per-paycheck cost — adapted to your payroll, whether that's weekly, bi-weekly, semi-monthly, or monthly. The recommendation weighs fit and budget together, honestly.
Human escalation, built in
When Lumi can't answer, it doesn't punt to HR. It offers to connect the employee with a benefits counselor — with a single tap, right inside the portal.
Lumi
Your benefits guide
Built with compliance in mind
Benefits data is sensitive. Enrova.ai is architected from the ground up to meet the security and privacy standards your clients demand.
SOC 2 Type II Ready
Controls documented and audit-ready
HIPAA Compliant
BAAs available for all covered entities
256-bit Encryption
AES-256 at rest, TLS 1.3 in transit
Ready to launch your enrollment platform?
Set up your first group in under 10 minutes. No contracts, no setup fees.